Last updated: September 23, 2025

Welcome to J & T Consultants (“we,” “us,” “our”). These Terms of Use (“Terms”) govern your access to and use of our website at https://jandtconsultants.com (the “Site”) and any related services, content, or communications (together, the “Services”). By using the Site or our Services, you agree to these Terms.

1. Acceptance of Terms

By accessing or using the Site or Services, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Site or Services.

2. Changes to Terms

We may modify these Terms from time to time. The updated version will be posted on the Site with a revised “Last updated” date. Your continued use after changes means you accept the updated Terms.

3. Professional Services Disclaimer

Our Services are for educational and informational purposes only.

We do not provide medical, legal, tax, or financial advice. You should consult with qualified professionals before making decisions in those areas.

Use of our Services does not create a client-professional relationship beyond the scope of the specific consulting services you have contracted for.

4. Use of the Site and Services

Eligibility: You must be at least 18 years old and able to enter legally binding agreements.

Lawful Use: You agree to use the Site and Services only for lawful purposes.

Information Accuracy: If you provide information through the Site, you must provide accurate, current, and complete information.

Client Responsibilities: You are responsible for implementing and maintaining any business, legal, or regulatory requirements related to your use of our Services.

5. Payments and Refunds

Fees for Services must be paid as agreed upon at the time of booking, enrollment, or invoice.

Unless otherwise stated in writing, all payments are nonrefundable.

We reserve the right to suspend or terminate access to Services if payment is late or declined.

6. No Guarantee of Results

While we provide tools, strategies, and guidance, we cannot guarantee specific results (such as revenue increases, successful credentialing, or business outcomes). Your success depends on your own actions, implementation, and market factors beyond our control.

7. Intellectual Property

All content on the Site—text, graphics, logos, images, videos, audio, designs, and software—is owned by or licensed to J & T Consultants unless otherwise stated. You may view, download, or print content for personal, noncommercial use only. You may not copy, reproduce, republish, upload, modify, distribute, transmit, or exploit any content without our prior written permission. Trademarks, service marks, and logos on the Site are owned or licensed by J & T Consultants.

8. Third-Party Links and Resources

The Site may include links to third-party websites or resources. We do not control those sites or their content, and we are not responsible for them. Your use of third-party sites is at your own risk and subject to their terms and policies.

9. Disclaimer of Warranties

The Site and Services are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not warrant that the Site or Services will be uninterrupted, error free, secure, or free of viruses or other harmful components. We do not guarantee results from using our Services.

10. Limitation of Liability

To the fullest extent permitted by law, in no event will J & T Consultants, its affiliates, agents, or licensors be liable for any indirect, incidental, special, punitive, or consequential damages arising out of or relating to your use of or inability to use the Site or Services, even if advised of the possibility of such damages.

Our total liability for direct damages will be limited to the greater of:
(a) the amount you have paid us in the last twelve months, or
(b) one hundred US dollars (US$100).

11. Indemnification

You agree to indemnify and hold harmless J & T Consultants and its directors, officers, employees, agents, and affiliates from any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising from your breach of these Terms, violation of any law, or your use of the Site or Services in a way that harms others.

12. Termination

We may suspend or terminate your access to the Site or Services, or delete or disable your account or content, at any time for any reason, including for violation of these Terms. Sections that by their nature survive termination, including intellectual property, disclaimers, limitations of liability, and indemnification, will continue to apply.

13. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Florida, without regard to conflicts of law principles. Any legal action or proceeding related to these Terms will be brought exclusively in the state or federal courts located in Palm Beach County, Florida, and you consent to personal jurisdiction there.

14. Miscellaneous

Severability: If any provision of these Terms is held unenforceable, the remainder will continue in full force.

Waiver: Our failure to enforce any right or provision in these Terms does not waive that right.

Entire Agreement: These Terms, together with the Privacy Policy and any other policies posted on the Site, constitute the entire agreement between you and us regarding the Site and Services.

15. Contact

J & T Consultants
2240 W Woolbright Rd Ste 408
Boynton Beach, FL 33426
Email: [email protected]